Learning Loft: Health Insurance 101

Aug 13, 2026 12:00pm - 12:30pm

Program description:

Health insurance can feel confusing, but it doesn’t have to be. This session will break down the everyday terms and basics you need to know to choose a policy or use your coverage with confidence. We’ll cover the core pieces of any health insurance plan, including:

Premiums
Cost sharing
Deductible
Coinsurance
Copays
Out-of-pocket maximum

We’ll also talk about the difference between preventive care (like yearly checkups and screenings that are often free) and routine or diagnostic care (care you get when you have a concern or need follow up).

Finally, we’ll walk through how to choose the right place to get care—from e visits and video visits to office visits, urgent care, and emergency care—so you can save time, money, and stress.

This session is designed for anyone who wants a simple, easy to understand introduction to how health insurance works.